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Driving in the snow can be a super stressful situation, with 17% of all weather-related vehicle crashes being caused by snowy conditions. Sometimes you find yourself in a situation where you have no other choice than to drive, even when it’s snowing out. Luckily, with a little preparation and an understanding of your car and how snow affects the road, you can prevent yourself from getting into a crash and stay safe while driving in the snow.

Here are three methods on how to safely drive in the snow.

First Method

1. Accelerate, decelerate, and turn much slower than normal. When you’re driving in snowy conditions, you should take your time because your vehicle may take longer to react than usual. Slowly applying the gas and gradually accelerating is the best way to gain traction when you lose traction in your rear tires. While you’re driving, decelerating abruptly or making sharp turns at a high rate of speed may cause you to lose control of your vehicle.

• Try to maintain a speed of 45 mph (72 kilometers) or less.
• Anticipate times where you’ll have to stop and decelerate slowly, far in advance of where you have to stop.
• Test your car’s accelerating, braking, and turning abilities on a clear stretch of road before driving to your destination.

2. Use your headlights. Test your lights before starting your trip in the snow. Make sure that they are visible from the outside and remove any of the built up snow that may be obscuring them. Use your lights during the daytime when it’s snowing because visibility is worse for all drivers on the road.

• Test your headlights and brake lights once a month to ensure that they are operational.

3. Accelerate steadily when going up hills and don’t stop. Don’t try to power quickly up a hill by slamming the gas pedal because it may cause a spinout. Try to gain momentum and use it to get up the hill. Don’t stop while going up a hill because your car could get stuck in the snow.

• When you are coming up on a crest of a hill remember to decelerate steadily in advance. You don’t want to go fast on a downward slope because you could lose control of your vehicle.

4. Increase your following distance from other vehicles. Following closely behind someone could cause an accident if you have to brake abruptly. Under snowy conditions, it’s recommended you stay 100 feet (30 meters) behind the car in front of you.

• Pay close attention to the brake lights on the vehicle in front of you in case you have to come to a sudden stop.

5. Stay alert and aware of your surroundings. While you should always be alert while you’re driving, it’s even more important to do so when driving in snowy conditions. Practice defensive driving and pay attention to other drivers on the road.

• Other drivers may not have the same level of skill when it comes to driving in snow, so they may lose control of their vehicle and cause a collision with your car or truck.
• Keep your radio turned down so you can hear if other cars are losing control or are honking their horns.

Click Here to see the other two methods of how to safely drive in snowy conditions

The holidays are here, and for many, it’s a season of spending.

If you’re worried about the pressure to spend on the most amazing gifts this holiday season while staying within your budget, the following tips will help you deal.

1. Institute a Spending Limit

One of the easiest ways to make sure you stay on budget is to limit how much you spend on gifts.

 You can set these limits in a variety of ways. For example, maybe you decide to only spend $100 per family, or $50 per couple, or $25 per individual. Maybe you and your partner agree to only spend a maximum of $200 on each other. If you have kids, perhaps you decide to only spend $100 on them. The numbers don’t matter.

You might think it’s trivial to say you can only spend $10 on all of your nieces and nephews, but if you have 10 to buy for, that adds up!

2. Make a List and Check It Twice

Once you have your spending limits in place, it helps to create a list of gifts and what they cost so you can make sure you’re sticking to those limits.

It can look something like this:

Click here for full article

Partner — $100:

• Shoes: $40
• Coffee mug: $10
• Sports jersey: $50

Mom — $50:

• Candles: $20
• Slippers: $20
• Nail polish: $10

Dad — $50:

• Trilogy book series: $25
• Coat: $25

Sister — $25:

• T-shirt: $15
• Bracelet: $10

3. Use the 4 Gift Rule

This is popular with parents for kids, but you can apply it to anyone.The key is to get something:

1. They want
2. They need
3. They can wear
4. They can read

And that’s it. You can use this in conjunction with your spending limits, but it also puts a limit on how many presents you can buy, which can help you focus your spending.

By focusing your efforts on these four areas, you can set expectations for the holidays going forward, which means less stress year-after-year!

4. Suggest a Gift Exchange

This works well for people who have huge families. It’s one thing if you have 5 or 10 people to buy gifts for, but buying gifts for 30+ people is a different beast. Your spending can very easily get out of hand when it comes to having that many people to keep track of!

So instead, try suggesting to your family that you all get together for a simple gift exchange. Each person brings one gift valued at $X, and you do the holiday grab-bag style.

5. Try a Giftless Holiday Experience

Some people get so caught up in the consumerism of the holidays that they forget what this time is all about: spending time with loved ones, kindness, and gratitude.

You can still experience holiday cheer by volunteering or donating during the holidays. For example, many places accept volunteers the morning or day of Christmas to help with activities such as meals and community events.

The point is you can create new holiday traditions that aren’t centered on presents. Maybe youand your family simply get together and have a meal, watch a movie, or play games. There’s nothing wrong with having unconventional traditions that focus more on giving than receiving.

6. Take the DIY Route

If your family doesn’t take to the gift-less or less-gifts suggestion, you can always save money by making presents yourself. This tends to be more thoughtful, and you don’t have to spend a lot of money to make a nice present.

Since you can go down a rabbit hole of making all these presents, try sticking to one and buy your materials in bulk. It will be cheaper that way, and although DIY costs more of your time, it’s usually more fulfilling and less stressful.

Read the full article by Paula Pant here

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